The Lighter Side Of Insurance Explored
Almost everything in life can be insured! I once read that as soon as value can be allocated to something, that “something” can be insured!
Most of us insure our cars against theft, damage, rain, fire and accidents. Our homes are covered against brake-ins, water damage, fire damage and structural deterioration. We obtain cover on our own lives for when we’re not in a position to work anymore or to look after our family members when we’re no longer there. There are also medical policies which will handle our medications bills, dentist expenses as well as hospital visits. In the event that we are our own bosses and we have our own office buildings we are able to sign up for commercial insurance to cover us in the event that almost anything goes wrong. We can also take out insurance cover for our dogs and cats by means of a furry friend healthcare aid!
Have you ever stopped to think how much fun life would be if insurance companies were truly willing to offer insurance on EVERYTHING? I’d like to recommend the following insurance coverage:
The “I am getting fat policy” – Many of us all acquire a number of unwanted kilograms at some stage or another. There is always an excuse to have a good time, from anniversaries and weddings to birthday celebrations, baptisms, housewarmings and the very popular “hey, it’s Wednesday” parties! Through leading such jolly lives we unfortunately tend to expand width wise at some point! Therefore I would really like to be able to put in a claim against my fat! This particular claim should be able to cover the trolley load full of fresh fruit and veggies I would like for my new diet regime, the trendy new clothing as soon as I’m back to my ideal weight. and of course a number of very expensive slimming and lumpy skin treatments at a fat loss clinic!
Secondly, there could be the “I don’t feel like going to work policy” – Let us be truthful, everyone has times when we just seriously don’t feel like getting up and sitting in traffic to go to the office. This policy should be quite comprehensive since it will not merely need to cover the temp employee who will have the capacity to do my work at short notice, but also the full body therapeutic massage and mud bath that I will just have to pamper myself with at an extravagant day spa – this is certainly off course part of the de-stressing strategy to get me back to work and is essentially to my boss’s advantage. Insurance companies, please note that, this insurance policy must be taken out by companies, not employees!
And finally, there could be the “I told you not to do that” policy – This particular insurance policy comes with a baseball bat and a coldpack. The very next time someone pulls in front of you on a highway, speaks on their cellular phones in the cinema or smoke a cigarette in a non-smoking area you can give him/her a big whack with the baseball bat, hand them the ice pack and contact your insurance company to deal with the rest of their medical fees.
Don’t you think life would be much more fun that way? But yikes, consider how high our month to month payments would be…
For more information about insurance companies visit the website http://www.afi.co.za
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