Winter Driving Tips That Can Lower Your Insurance Costs
You may still be able to only find expensive car insurance premiums, even if you have a very safe car. That is because it’s not just about how safe the car is, but other aspects matter also, like your age and your location. But the one thing that holds the most weight is the fact that any car is only as safe as the driver behind the wheel.
Driving well can make a large impact on the prices that you can get when you get insurance and thigns such as speeding tickets can negatively influence your price. You’ll surely slice down your insurance coverage costs by a huge amount by practicing safe driving on a daily basis. Through careful driving your driver’s license will eventually reflect zero points against you. This is when your insurance costs can go down.
In certain regions in Canada, snow can be on theg round for as long as 9 months of the year. This leads to a lot more accidents than in other parts of the world. These few guidelines will help you reduce your insurance cost. Some of them may take a while to kick in, but eventually it can all work out.
. A good early winter car inspection can save you a lot of unnecessary costs and headaches later down the road. Do not forget to check the things that you need in the winter months, such as deep tread on your tires, winter windshield blades and fluids and also the belts which could crack in the cold winter weather.
. Make sure to clear snow and ice from your windows and lights. If there is an accumulation on the hood, you may want to clear that too.
. If the roads are covered in snow, do not use cruise control. A sudden break could lead to loosing control of the vehicle.
. It’s advised you leave 5 cars worth of space in front of you to stop well.
. Break slowly and do not be too impulsive and quick. If you drive manual or tip tronic, you can gear down before braking. This will automatically slow down your car so that you can then break safely.
. It’s a good idea to have fog lights turned on, or at least positions. This is especially a good idea if it is dark outside and you want to make sure that other drivers see you.
. Drive slowly on bridges and avoid braking, made of steel – they ice quicker than roads.
. Use caution on exit ramps, as they may not have received gravel or de-icing agents.
. Remember that your 4 x 4 vehicle doesn’t stop any faster than a regular vehicle. Because they are larger, trucks tend to slow down slower.
. Do not pass snow plows and stay at least a couple hundred feet behind them. The snow plows are clearing up the roads for you, so the roads will be worse in front of them than behind. It is better to be safe than sorry.
. SLOW DOWN!
You could significantly lower your insurance premiums if you just take a little extra care.
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