Save Hard Earned No Claims Bonuses with Accident Forgiveness Cover
Nearly all People worry about getting involved in an accident regardless of how careful they are. Everyday in the hectic roads, drivers endure the likelyhood of an incident constantly. It is almost part of a driving experience to have some kind of an accident at some stage.
When you do not have much of a driving record to lock in, this extra assurance that your accident may be forgiven by your insurer would not mean much. Anyway, you would probably not be offered a choice in this cover.
Nevertheless, after you have built up a decent driving record you would not want a single accident in many years take you back with the new drivers. This is where accident forgiveness come in so that you might be forgiven and keep your good driver status the way it is. That would be quite comforting and might save you noticeable amount of cash if you were to have a crash.
In fact this is a smart way of gaining and holding customers for auto insurance companies. They do not want to lose a long standing good driver after an accident. They would rather forgive his accident and keep him paying to them as they have forked out for the loss by this time.
It is very much possible that you would have to stick with the insurer for some time when you are forgiven as the accidents are forgiven but not forgotten. You would still need to disclose the accident when you are getting a quote from an alternative insurance firm. You obviously had the accident and it stays in your history. But your insurance premium either does not go up at all or increase only a little bit.
Handful of insurance providers may automatically give this cover to you after several years of no claims. Otherwise, you might check your qualification. If your existing insurer does not provide this coverage, you may wish to switch to one that gives it.
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