Utah Personal Injury Lawyer
Personal injury is one of the most advertised aspects of law in the United States. Turn on the TV and you will be faced with a barrage of legal firms offering you compensation for a personal injury you have suffered. You can claim for a personal injury when an accident has caused you injury and it was not your fault. The person responsible for causing you the injury will be liable to pay you damages which can amount to large amounts of money depending on the severity of the accident. If you want to make a personal injury claim, you should seek advice on good lawyers and law firms which specialize in the area to ensure that you get the best possible representation.
Utah Personal Injury Lawyer involves civil law cases where you are trying to obtain compensation for an injury you sustained to your person. Physical injuries to your person could arise from being involved in an automobile accident, a railroad accident, airline or other common carrier accident, a construction or other workplace accident, being injured as a result of a dangerous or otherwise unsafe product and other injury-causing situations. However, personal injuries don’t even necessarily have to be physical-they could be psychological
You must be able to prove that your injury was caused at work and your employer should keep a log of any accidents that occur in the workplace. If you want to make a work based Utah personal injury claim, the first steps you should take are to write a letter to your personal injury lawyer detailing your injury and the losses you have suffered as a result.
You may wonder who picks up the cost for all this care. Personal medical or company medical insurance may pay a portion of this care, then you will have to pay the rest. You could have Medicare and a Medicare supplement insurance but this too only pays part of the expenses. You will have to pay the rest or your family members will have to help out.
Even the Medicare or Medicaid benefit for skilled nursing facility care often doesn’t pay for all care in nursing homes. It usually covers a limited stay under very specific circumstances. It could cover some short term stay after you have been in the hospital for an injury or severe illness. You usually have to spend about 3 days in the hospital before they will cover this though. Medicare only covers the home health care under certain circumstances. For one thing you have to be housebound and unable to go anywhere except perhaps the doctor. You must also be receiving physical therapy or other skilled nursing.
Even the Medicare supplement insurance has its limits for what it pays. It is a good rule of thumb to expect that Medicare and the Medicare supplement insurance will not pay enough toward long term care to be totally useful.
Medicaid is a program funded by the government which will pay some of the cost for care in nursing homes, but just for those individuals who don’t have the means or assets to do so. It does depend on which state you live in but around half of the expense of the nursing home is paid for by Medicaid. People have to use up their own assets before being eligible most of the time.
There is the long term care insurance that you can buy these days that helps greatly in handling all the above expenses. This is actually recommended so that you are better covered.
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