How to Cut back on Insurance for Beverly Hills Homes

Beverly Hills is one of the most popular cities in the world.  Located in one of the best areas, Beverly Hills is considered by many to be one of the most prestigious, desirable and safest place to live not only in United States but throughout the world.   But one thing that everyone should know is that living in this upscale city cost a hefty price for Beverly Hills home owners.

It’s not just the price of the property that makes living in Beverly Hills expensive.  Living in an expensive and desirable area requires home owners to pay extra to maintain the property, extra home insurance premiums and higher property taxes.

There are several things you can do to get a lower premium for you Beverly Hills home.  But first thing is that you need to make sure that your insurance covers the right amount of cost.  For home insurance purposes, value of the home isn’t that important.  It’s the replacement cost of your home.   If you can afford paying for high deductibles, try to get it.  Higher the deductible, lower the premium.

Ask your insurance agent for types of discount that is available through your carriers.  For example by having a security system installed, you may get discount on the premium.  Try to combine your home insurance with your auto, life or other liability insurance.  Being a long time and loyal customer of your insurance company can also save you some money.  Some insurance carriers would give you discount if you’ve been with them for a while.

Platinum Capital Realty is a full service discount brokerage firm specializing in Beverly Hills homes, Beverly Hills condos and Beverly Hills multi-family apartment buildings.  Our firm can assist you in selling your Beverly Hills home and reduce your closing cost through our discount selling programs.  Give us a call at 877-900-FLAT and discover how we can save you thousands of dollars in realtor fees.

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