Car insurance comparison can really save you money!
Whether it’s the nature of the economy or the value of a hard earned dollar- most people these days feel they work hard for their money and deserve to keep as much of it as they can. And with technology today doing just that is easier than you may think! The availability of cheap, online deals for auto insurance is one place to start saving. Elephant Insurance Services, a subsidiary of Admiral Group plc, is a direct-to-consumer insurance company currently offering Virginia and Maryland drivers several ways to get cheap car insurance rates. Whether it is a car you have had for years or one you just purchased, car insurance comparison online services are a valuable forum to search for cheap auto quotes.
Car insurance rates are unique to each driver and one way to get a cheap rate is by seeing what discounts you are eligible for online. With the availability of information contained in most car insurance comparison sites, it can be difficult to sort through the best options for your life. However, by following a few simple tips you can maximize your savings with a traditional insurance agent or through online car insurance comparison sites:
1.Compare rates for various cars. If you are purchasing a new vehicle, once you have narrowed your list down to a few cars that not only you can afford, but also meet your needs, through the car insurance comparison site, begin an auto insurance quote on each perspective vehicle. Due to a vehicles safety record, cost of repairs, probability of theft and overall price- car insurance quotes can differ significantly.
2.Avoid coverage gaps. If you are switching insurance carriers, make sure you are completely covered through the whole process. Your rates are more than likely to increase if you miss a premium payment while shopping around for cheap car insurance.
3.Claim all your discounts. The price you pay for auto insurance may fluctuate, at times by hundreds of dollars, depending on the insurance company you have your policy with, as well as the car you drive. Special anti-theft or safety features can, in most cases, make available a discount on your premium.
4.Asking for higher deductibles. The portion you pay before your policy covers your claim can substantially lower your cost. But be sure you have enough money set aside to pay for a claim before choosing a higher deductible.
5.Lower your coverage. For driver looking to purchase insurance on an older car, you can save money by dropping collision and comprehensive insurance. So how do you know if this applies to you? A quick tip is if your car is worth more than 10 times the premium, then you should keep collision and comprehensive coverage.
What is important to remember in this process is to do your research beforehand. Your car insurance should fit your needs and budget, and can be customized to fit your life. Using a car insurance comparison site is a good start, but if you have more questions or unique needs, contacting an insurance agent will help you guarantee you are getting every possible discount and the correct coverage for your car.
Whether it’s the nature of the economy or the value of a hard earned dollar- most people these days feel they work hard for their money and deserve to keep as much of it as they can. And with technology today doing just that is easier than you may think! The availability of cheap, online deals for auto insurance is one place to start saving. Elephant Insurance Services, a subsidiary of Admiral Group plc, is a direct-to-consumer insurance company currently offering Virginia and Maryland drivers several ways to get cheap car insurance rates. Whether it is a car you have had for years or one you just purchased, car insurance comparison online services are a valuable forum to search for cheap auto quotes.
Car insurance rates are unique to each driver and one way to get a cheap rate is by seeing what discounts you are eligible for online. With the availability of information contained in most car insurance comparison sites, it can be difficult to sort through the best options for your life. However, by following a few simple tips you can maximize your savings with a traditional insurance agent or through online car insurance comparison sites:
1.Compare rates for various cars. If you are purchasing a new vehicle, once you have narrowed your list down to a few cars that not only you can afford, but also meet your needs, through the car insurance comparison site, begin an auto insurance quote on each perspective vehicle. Due to a vehicles safety record, cost of repairs, probability of theft and overall price- car insurance quotes can differ significantly. 2.Avoid coverage gaps. If you are switching insurance carriers, make sure you are completely covered through the whole process. Your rates are more than likely to increase if you miss a premium payment while shopping around for cheap car insurance.3.Claim all your discounts. The price you pay for auto insurance may fluctuate, at times by hundreds of dollars, depending on the insurance company you have your policy with, as well as the car you drive. Special anti-theft or safety features can, in most cases, make available a discount on your premium. 4.Asking for higher deductibles. The portion you pay before your policy covers your claim can substantially lower your cost. But be sure you have enough money set aside to pay for a claim before choosing a higher deductible.5.Lower your coverage. For driver looking to purchase insurance on an older car, you can save money by dropping collision and comprehensive insurance. So how do you know if this applies to you? A quick tip is if your car is worth more than 10 times the premium, then you should keep collision and comprehensive coverage.
What is important to remember in this process is to do your research beforehand. Your car insurance should fit your needs and budget, and can be customized to fit your life. Using a car insurance comparison site is a good start, but if you have more questions or unique needs, contacting an insurance agent will help you guarantee you are getting every possible discount and the correct coverage for your car.
Matthew is an online journalist having expertise in insurance industry. For more on compare car insurance, online auto insurance quotes or more auto insurance quotes comparison visit Elephant auto insurance.