Filing a Car Accident Claim
Oh no! You’ve had an automobile accident and you are now going to have to file an insurance claim. Wait! Before you call your insurance company to file a claim, you’ll need to decide whether or not or not you really have to file a claim.
The reality is that insurance companies adore collecting insurance premiums, but they don’t like paying insurance claims. Should you do make a claim on your auto insurance, you’ll be able to make sure that the cost of your insurance is going to go up. Some insurance businesses even maintain records of calls created to their offices concerning a claim and make insurance rate adjustments regardless of whether the insured makes a claim or not.
So prior to you call your insurance company even just for details, feel this thing over. Should you can afford to pay for the damages, either for your car or for the car of yet another driver, then pay for the damages out of your own pocket and leave the insurance company out of it.
Right after any car accident, whether or not the accident was your fault or not, be specific that you get all the details about the accident, the accident web site, the other driver or drivers and contact information for any witnesses.
In the event you should file a claim with your insurance business after a car accident, it’s wise to do so as swiftly as achievable. Whenever you file a claim, your insurance company will deal with the claims process and act as your advocate.
If there’s a dispute as to the facts of an auto accident, the other driver’s insurance business might call you. Be sure that you’ve all of your info and that you’ve got your facts about the accident straight. You’ll be able to also refer the caller to your insurance business.
This article is courtesy of Auto District, automotive classifieds featuring SUVs for sale, including used cars.
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