Health Insurance Coverage Should Be Increased In India: FICCI
As more and more poor people to get into a debt trap because of medical expenses, FICCI said today it is necessary to adopt measures to increase the penetration of health insurance, which currently covers only 15 % of the population.
Chamberlain said that the accessibility of health care for the whole pyramid is very essential and crucial to achieving the goal of providing quality health care in the masses.
“The long-term vision to make health services of high quality, affordable for the country should be to increase the insurance penetration to at least 50 % of the population in 2020 and 80 % by the year 2030, “said FICCI.
According to NSSO data, nearly 65 % of the debt of the poor in India and a %age of BPL decreased each year due to health problems. It is also estimated that by 2025, 189 million Indians that at least 60 years.
In his attempt to help the regulator IRDA insurance in planning rules in the area of health insurance FICCI has offered a wide range of recommendations.
They are made to handle as standard definitions for serious diseases, a standardized list of external costs (nonmedical) to standard treatment guidelines, and billing.
The recommendations are important that policyholders were left in a dilemma last year after an impasse between the four insurance companies in the sector and large private hospitals in the cancellation of cashless medical treatment facilities.
After hectic negotiations and the intervention of the court, the cease-fire was reached between insurers and hospitals, and broke the services were partly restored.
“Recommendations for a standard critical illness definitions, and standardization of the list of expenses outside the hospital policy, compensation, are currently reported irda,” FICCI said.
Source: [ET]
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