Motor Insurance Claims false cases to see how the malicious destruction of 4S sh

Small car will inevitably rub a small cut, owners often do not think that means?? Suffered serious losses, the insurance company for compensation; loss slightly below the deductible, not many at their own expense. However, when you safely to your car to the 4S shop repair, and enjoy them " Proxy Insurance compensation for "services, it is likely to be used Pianbao," throw good money off soldiers. "

Small problems attracting major surgery Malicious damage car repair shop Pianbao

Xiamen Li 2009 renewal Traffic Insurance, found premiums rose a lot. This is not the price hikes so! His complaints to the Insurance Regulatory Bureau, Xiamen City, the findings surprised him: because his car twice a year and escape from danger, the latter also more serious, the insurance company only in accordance with the provisions of his insurance rates go up. Lee is puzzled: He's clearly only one cut rub car, only repaired Bumper . Can claim the insurance company documents show, the second car accident is very serious! Even the engine is changed!

Intervene before the public security organs to uncover the truth. It turned out that Lee was convenient for the plan, the insurance contract, identity cards be given to the 4S repair shop, let them go directly to the insurance companies with repair bills "reimbursement." And this "black shops" in completing bumper, claims after the car failed to take notice Lee, but sent out to relentlessly drive hit once again after repairs to the insurance company claims to "unrealistically high" maintenance costs, insurance claims payment fraud.

Just happened to Lee Pei An auto insurance fraud tip of the iceberg. In 2009, Xiamen Insurance Regulatory Bureau noted that there are actually dangerous condition of a car 34 times a year! Relatively high number of car repair concentrate, and to "recognize" that 10 to house maintenance shops; if the insurance company exclusions, the owner will not sue. Is a "guilty conscience"? Police and regulators began to follow it.

Fraud gang surfaced False cases deceived into a local 1.5 Premium

2009 in a New Day, a car crashed Xiamen, a unit of the camp garrison wall. Card in the car on duty soldiers to rescue the driver, but found his body wrapped in thick blankets. Surveillance video showed he was spinning the vehicle to observe the surrounding environment, the car rushed straight to the wall … …

This "unlucky" in the crash hand, is auto insurance fraud in the role of one of the gang. "They are very fine division of labor, there are repair shop owner, crash hand, there are lawyers familiar with the insurance law, a forged medical records, and falsifying Medicine Fees of doctors, insurance companies are also complementary set loss member. "Introduction Zhu Yansheng, deputy director of Xiamen Insurance Regulatory Bureau, repair shops in addition to malicious damage to customer vehicles, he still possessor of a number of famous" old car "?? Such as Mercedes Benz, Lincoln, etc., as hard to find parts, insurance loss price is set high; and their maintenance is not necessarily true with the original brand of objects, thus defrauding the claim payment is very high. They also use the loopholes in the insurance information asymmetry, more than a car insurance.

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