Lease a Car and explore new horizons
It’s that time of the year when you would like to go on vacations with family or friends or would just like to go on an adventurous trip all by yourself. The most common and comfortable way to move around the city and enjoy all the attraction it offers is to lease a car. It is the most convenient and affordable way to drive the car you always dreamt of buying. It gives you the pleasure and freedom to move around wherever you wish to go. You can lease a car on short term as well as long term basis however, before you sign that final lease contact there are few important things which you should have knowledge of.
Some of the points which you should keep in mind while leasing a car are:-
*Always Negotiate. Make sure that before you finalize the deal there is always a scope of negotiation. It helps in reducing your monthly payments which ultimately helps in saving a lot of your money.
*Get the term in writing. Don’t go ahead with the verbal commitment instead always make sure that you ask for a written lease agreement. Also, make sure to read it properly to ensure that it points out everything agreed at the time of negotiation.
*Negotiate on lease inception fees. Lease inception is referred to when you enter a lease agreement. There are higher chances that the lease inception fees such as down-payment and other fees can be eliminated or negotiated down to a much lesser rate.
*Also do make sure and clarify that whether you want to opt for closed end lease or open end lease. Closed end lease allows the lessee return the car after the lease term ends however there may still apply end of lease charges such as excess mileage and wear and tear. Open end lease allows the lessee to pay the difference between the value stated in the lease contract and the lessor’s appraised value at the end of the lease.
*Do discuss the wear and tear penalties and excess mileage fees. You should have in-depth knowledge on these terms as they are mentioned in almost all lease agreements. For example, routine interiors damage like a food stain on the car seat might end up costing hundreds of dollars at the end of the lease. You should have the basic knowledge such as most of the agreement charge between 15 cents and 25 cents per mile over 12,000 – 15,000 miles per year.
*Opt for Gap Insurance which helps in saving your thousands of dollars. Gap insurance covers the difference between what you have to pay on the lease and what the car is worth in case of theft or an accident.
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