What should I do if I get a call from the other drivers insurance company?
After a Car Accident – What should I do if I get a call from the other drivers insurance company?
Being involved a car accident can be very traumatic, coping with the after-effects can be too. In the days following the accident, many individuals may still be quite upset. It’s quite common for these people to replay the accident over, and over in their mind, trying to make sense of the incident, and fully understand what has actually occurred. Sometimes, these victims receive a call from the other drivers insurance company. This can be a very stressful and intimidating conversation. Even though the victim of the car crash has nothing to hide, how the event is described could very easily be misconstrued or taken out of context and used against them. The caller may want to get a statement about what your injuries are and possibly even pressure you into an early and substantially reduced settlement offer. Insurance companies know very well that your injuries may worsen later. For this reason, you may want to consider passing the call onto your personal injury lawyer. You lawyer will then handle all communictions on your behalf – all the while keeping your best interests in mind.
It’s Important to Know Your Rights
If you have been involved in a car accident – you are not obligated to, nor should you ever discuss the details of the accident with the other driver’s or his insurance company. Make sure that you consult with an experienced personal injury lawyer before discussing any details or sign any documents.
Contact your insurance company (you or your injury lawyer) within seven days, and inform them that you have been involved in a car accident, regardless of who is a fault.
Provide details of the accident to your lawyer as accurately as you can, such as the number of passengers involved, the day, time and location of the incident etc. Witness reports, police reports (investigating officer and badge numbers) and pictures you can take of damage or injuries can help to document the collision and ensure that your rights are protected. It is always wise to read over your Ontario Automobile Policy. It provides specific details about your insurance coverage’s, your rights and your responsibilities under the contract.
Documentation of your claim is critical; take photos of property damage, physical injuries, physical evidence, skid marks and other damages; (Proof of lost wages, doctor’s disability notes, proof of earnings etc;)
It’s likely that the opposing council will try to obtain photos which they feel will help them against you in court.
Free Consultations and No Upfront Fees
Selecting the right personal injury law firm is perhaps the most important decision you will make following a car accident or traumatic injury. A good injury lawyer should help to ensure that you obtain the rehabilitation, insurance benefits and personal injury compensation you deserve. The Kahler Law Firm is a leading Toronto personal injury law firm specializing in serious personal injury litigation. The Kahler Personal Injury Law Firm offers free car accident consultations and free case assessments. They will meet you at one of their offices (Toronto, Barrie), in your home, or hospital room.
This article is not intended, nor should it be accepted, as formal legal advice. If you have been involved in a car accident – Call the Toronto Personal Injury Lawyers now for a free no obligation injury consultation. Toll Free: 1.866.739.7702
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