High Cost of Quality Long Term Care in Delaware
Just like in other U.S. states, Delaware long term care is getting more expensive every year. In the past years people have had an alternative to the state’s expensive nursing home care through home health care agencies, but these days even if you receive care in the comforts of your own home you have to fork out a chunk of your earnings.
This is basically why Delawareans are advised to secure an effective long term care (LTC) plan while they are young, healthy and earning a good income. But if you think about it, how is it possible for one to really know that the plan he has put up is going to be effective for his future health care needs until he actually gets to use it?
In Delaware you don’t need a fortune teller to figure this out because the state is teeming with topnotch LTC providers so you can save yourself time in analyzing which company provides better service. All you have to do is decide which is your preferred LTC setting because LTC rates vary according to facility type.
Take a home health aide, for instance, which charges $24 per hour to assist an in-home care recipient with his activities of daily living (ADL) such as eating, bathing, dressing, use of the toilet, continence management, and transferring.
Another option would be an assisted living facility which houses professional caregivers that do more than assist residents with their ADLs. They cook and clean for the residents, wash their laundry, accompany them to the doctor for their checkup, go shopping with them, and assist them with their medications.
At present, the average monthly rate of an assisted living facility in Delaware is $4,625 which is higher than New York’s average monthly rate for this type of LTC facility. If you’re wondering why New York is used as a gauge for LTC costs in the Mid-Atlantic region it’s because the annual rate of a New York nursing home is way beyond the average figures of nursing homes in other states.
Delaware Long Term Care
Delaware is one of the few states that offers highly satisfactory LTC services. It is also among the few which honors professional caregivers and licensed nurses for their efforts in providing the best care to the elderly and disabled individuals.
Through the state’s annual All Star Awards Program spearheaded by the Delaware Health Care Facilities Association, responsible LTC providers in nursing homes, assisted living facilities, adult day care health centers, and home health care agencies are recognized for their excellence at work and dedication to providing unparalleled LTC service.
Whether you’re looking for a nursing home, an assisted living facility, or a home health care agency which provides responsible and trustworthy caregivers, you won’t have difficulty in Delaware.
There is only one obstacle to receiving high quality Delaware long term care and that is the cost. You have to invest in a good plan, perhaps a long term care insurance (LTCI) policy. It won’t cost you anything to contact a licensed LTCI broker to inquire about long term care quotes and the coverage that will suit your LTC needs and financial resources.
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