Credit card: Easiest and simplest mode of payment
Gone are the days when you use to carry hard cash while going for shopping or while paying your bills or in case of any payment that you have to make. The latest and safest mode of payment is what everybody is opting for these days. That is the credit card and debit card which allow you to make your payment without hand to hand exchange of hard cash. All you need is to carry a very small an compact card with you and after making any purchase just lend it to the accountant and he will swap it for the exact amount of money that you have spent on your shopping.
Credit card and debit card are also called as plastic money that are linked to your bank account and are as effective as cash. So, with these cards you don’t have to worry about what if conditions, which includes: what if you fall short of money while making any payment, what if you loose all your money to any thief which is a very common scenario these days. With the usage of these cards you don’t have to worry about all the mentioned cases. While making any payment with the hard cash one more thing is there that keeps you occupied and takes up a lot of your time which is the change problem. But credit cards and debit cards have eradicated this problem as well.
Debit card can also be used at ATM to withdraw cash. Debit card allow spending as much amount of money as you have in your bank account. While credit card can be used irrespective of your account balance, they can be used as per you credit limit. So in every way using credit card and debit card is the most intelligent idea.
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