What is Universal Health Care?
Universal health care provides all amplified facts about two countries, Canada and Taiwan, which have successfully implemented universal health care to their people. Can America follow their successes on health care reform? What are the pros and cons?
Taiwan’s universal health care is often badly thought of as “free”. In fact, Taiwanese pay for health care through taxes, low monthly or yearly premiums, and in some cases, out-of-pocket payments for non-insured services. Under the Taiwan Health Care Act of 1995, Taiwanese have universal access to health care, irrespective of income, employment, status, age or state of health. The administration of most services is provided provincially however, and differs from province to province.
Universal health care is compulsory for all citizens from birth. It is built on the concept of mutual assistance and depends on the insured paying their premiums according to regulations. When people fall bad or weary, the central government uses the premiums it receives to help patients pay part of their medical and medication costs to contracted health care institutions. As a result, patients pay less for appropriate health care and recover from their ailments more quickly.
In other words, by paying their monthly universal health care premiums on time, participants are not only helping themselves but are also receiving the help of other premium payers. The structure, therefore, depends on the healthy assisting the sick.
How to Enroll in the Universal Heath Care?
1. If you work for a company, the administration or any other organization, you should be registered in the health insurance program by your employer, formally known as the “insurance registration organization.”)
2. If you belong to an alliance, or a farmers’ or fishermen’s association, you should have your alliance or associations register you in the health insurance plan. (If you at the same time belong to an union and a farmers’ or fishermen’s association, you should have the union register you.)
3. If you are laid off but are a legal dependent of an employed spouse or a direct blood relative, you should enroll through your spouse or relative’s insurance registration organization (employer, union, etc.) as a dependent. (If there are two or more relatives of whom you can become a family dependent, you should select the closest blood family to support you.
4. If you are out of work, and cannot enroll as a legal dependent of a relative (i.e. parents, spouses, or children), then the administrative office of the village, township, city or area where your household is registered is your insurance registration organization. Please enroll in the health insurance program through that employment.
President Obama voiced that we’ll be spending 20% of economy on health care within a decade. We have argued health care reform for decades to little effect and all parties now realize we can’t continue down the same way. Over next decade, groups pledge to cut health care costs by 1.5% per year. I will not rest until the dream of health care reform is achieved. We need Universal Health Care . It’s a human right.