Indiabulls Home Loan 2012
With real-estate developers mushrooming in almost every nook and corner of the country, offering its customers a plethora of options to choose from when it comes buying something they can proudly refer to as a “dream home”, the need for institutions providing financial assistance in the form of home loan to the prospective property buyers is now being strongly felt. Although competition among banks and/or financial institutions providing home loans-a product which has lately acquired a more customized characteristic, is no mean, the prospective home buyers are often left with the task of comparing various home loan vendors based on the options they provide and the riders their options come with. An ever-increasing price, marked by tightening cash condition due to RBI policy changes make it difficult for the general public to realize their home ownership dream. While the real estate prices are on an all time high, salaries are increasing from almost stagnating to a snail’s pace. Without any expectation of property prices coming down, one often finds himself short listing the best home loan vendor available. Add to that, the home loan cover to the property value extended by the banks which has now shrunk. Yes it sounds hopeless! Nevertheless, there are banking and financing institutions jostling among each other to adjust their offerings as per the changing customers’ needs and market dynamics. Indiabulls housing finance pvt ltd is one such option.
An Introduction to Indiabulls:
Standing true to its tagline ‘Quality. On Time.’ , Indiabulls home finance pvt ltd has been consistently delivering its services in the space of home loan, online trading, equities, currency derivatives, commodities trading and other related areas. With a pan-India presence and a wide client base, Indiabulls boasts of state-of the-art infrastructure, manned by in-house experts assisting customer queries round-the-clock. Indiabulls product and services umbrella ranges from financial services, securities to real estate and power.
Indiabulls Home Loans:
Home loans from Indiabulls are known for their customized nature, customer-friendly rates of interest, simplified documentation, instant approval and speedy approval, along with a host of other features making it an irresistible package. Delivery of Indiabulls Home Loan products and services is often marked by quality, care and a dedicated team of personnel with in-depth domain knowledge. Home Loans from the bank covers a maximum of 80% of the cost of the property, exclusive of the stamp duty and the registration charges, as per the recent orders of the RBI. Again, the loan amount is based on the repayment capacity of the customer. A customer has an option of availing the loan even before the property is finalized. A loan amount comes with a maximum tenure of 20 years or the retirement of the applicant, whichever is earlier.
Some of home loan features from the financial institution can be summarized as follows:
- Attractive interest rates with a tenor of up to 20 years.
- Speedy loan approval and disbursal with minimum documentation.
- Funding of various properties like plots, flats, apartment etc.
- Balance transfer facility on existing loans.
- Customized loan structuring
- Doorstep facility
Indiabulls offers competitive services and friendly interest rates. Indiabulls bank rates for home loans in 2012 are linked to +/- of Prime Lending Rate (PLR) / Floating Reference Rate (FRR) of the company. At present, home loan rate of interest varies from 10.75% – 16%.
Indiabulls home loan scheme is known for its flexibility, speedy approval, easy processing, thus becoming the preferred financial lender among customers.
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