Go Extreme in an Effort to Get Cheap Car Insurance
Most people understand the basics of what can keep the cost of car insurance relatively low. These include keeping your driving record clean, shopping around for auto insurance quotes, bundling your car insurance with your other lines of insurance, and installing safety devices on your car. For those who are more adventuresome, however, there are more extreme measures you can take to get cheap car insurance. Here are a few of the things that will help you qualify for the lowest rates most auto insurance companies offer.
Get Married
For insurance companies, it’s a given that a married man is a more careful driver than a single guy. Married men get cheaper insurance than single men, even when they’re under the age of 25. Obviously, getting cheaper insurance isn’t the best reason for getting married, but it is one of the added benefits.
Have a Child
Similar to the way that getting married will lower your car insurance premiums, having a child will cause your rates to go down. The insurance companies realize that parents are much more likely to drive more carefully even when they’re alone in the car. Again, no one should have kids just to get a lower rate, but if you have a child, let your insurance company know immediately. You could benefit on the spot through lower insurance premiums.
Rent a Driveway
Having off-street parking lowers premiums substantially. The discount is possibly substantial enough to offset the cost of renting driveway space from a neighbor. Of course, you don’t have to rent a driveway if you can build one – or just get into the habit of parking your car in the garage.
Take a Defensive Driving Course
Want to shave 10-20% off of your annual premium? Take an approved defensive driving course. Check with your insurance company to find out if you’ll get lower premiums for taking a course and ask which defensive driving courses are approved for a discount. While you’re at it, sign up any other drivers in your household. While cheap car insurance is great, knowing that your family is safer is even better.
Keep Up on Car Maintenance
Some insurance companies will reduce your premium if you give them proof that you’re following the recommended servicing schedule for your vehicle. Again, the benefits go far beyond getting cheap car insurance. You’re far less likely to have an auto accident due to faulty car equipment if you’re properly maintaining it.
Discounts are available for many common sense behaviors that just aren’t that common. If you’re looking for cheap car insurance and your auto insurance company doesn’t offer good discounts, obtain car insurance quotes online and find another that provides you more value for your money.
Chris Robertson is an author of Majon International, one of the world’s MOST popular internet marketing companies on the web.
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