What are PCI compliance requirements?

It is important to gain trust of your clients or customers. It becomes more important when you are conducting your business online as your customers don’t know you personally and only thing which would give them confidence to do transaction on your site is your PCI compliance seal.

PCI compliance is a must for all merchants who process, store or transmit any information related to credit cards as well as debit cards. If there is a breach for non-compliance to PCI DSS, PCI imposes heavy fines on banks and they pass it to you. Thus, it is very important to know which are PCI compliance requirements and ways in which you can comply to them.

At present there are around 12 PCI compliance requirements but these can be broken individually into above 200 requirements. Though some of PCI compliance requirements are very important and easy to implement, however, there are some which takes lot of time, resources and money. However, it must be kept in mind that all PCI compliance requirements are important to comply. Compliance to PCI compliance requirements is best method for ensuring system security and winning trust of your prospective clients or customers. Here, some of important PCI compliance requirements are being listed:

Installing and maintaining a strong firewall: It is one of most important and basic PCI compliance requirements. It is very important to defend all of the sensitive data that your server will be transmitting and firewalls allow you to do it easily.

Not using default or vendor supplied passwords: When you get access to accounts, sometimes you are given a default username and password by your merchant. It is important to change the default passwords as these are well known to hackers. By not complying with these PCI compliance requirements, you are leaving a door open with a glow sign saying come and steal.

Protecting data of cardholder: All the data related to debit or card holder must be protected. These PCI compliance requirements ask you to store data with encryption so that even in case of breach, hacker can’t see the real data and without correct decryption key, data is useless to him.

Encrypted Transmission of data: This is another among important PCI compliance requirements which you need to comply with. All the data sent over servers should be encrypted so that no one can steal or manipulate data when you are transmitting it.

Fulfil your PCI compliance requirements at http://www.worldpay.us/247/pci-about-req.htm in order to get PCI DSS certification.

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