Service Was Fast Fast Pay System Integrity Test Of The Implementation Process By
Express Service Express lost While the mechanism can effectively avoid the “big block small touch” phenomenon, but in the implementation process are still facing many obstacles.
By the Guangdong Provincial Public Security Bureau and the China Insurance Regulatory Commission jointly issued the Guangdong Authority, the “implementation of a road traffic accident in Guangdong Province soon lose fast Service work program” (hereinafter referred to as programs), from the month before, the original in Guangzhou , Shenzhen, Foshan and other cities in the implementation of “quick pay mechanism accident quick office” for the province to implement, in accordance with the notice requirements of the province in accordance with the actual situation in various cities will soon lose points to establish quick Department. Today, more than a month later, implementation of this system effective? In practice, what problems will be encountered?
Foshan into the template, the Guangzhou-Shenzhen to be adjusted
Accident compensation mechanism for rapid implementation of quick office is an important prerequisite for the establishment of claims service center. Taking into account different local conditions, is responsible for property insurance in Guangdong Insurance Regulatory Bureau said, the implementation of “quick office quick compensation mechanism,” the center did not claim specific hardware and software requirements. “Program” is only required to be under the jurisdiction of traffic accidents around the actual situation, a reasonable distribution election Claims Services (points).
In the “program” before the implementation, Guangzhou, Shenzhen, Foshan, Zhuhai and four cities have been set up in advance to assess service points and introduce a compensation mechanism for quick office soon. Foshan, the largest of which the effectiveness of the provincial Public Security Bureau, the city’s traffic fast so be quick pay office work as a “quick pay Foshan fast mode of Office,” Introduction to the experience of the province.
Reporter learned that, Foshan traffic police detachment in the immediate unit, Chancheng and the South China Sea area, brilliant District, the establishment of a number of assessment service points, and the introduction of a property damage loss of accreditation bodies to nuclear, to deal with traffic accidents are “one stop “service and fast claims. 2009 Chancheng accident compensation cases faster Department quickly reached 6329, the South China Sea area to 3462. Foshan Municipal Public Security Bureau deputy director of Sun Yong Chancheng Branch Command briefing, quick office quick compensation mechanism to reduce the road traffic accident handling time, also reduce traffic accidents caused by handling of traffic congestion.
According to insiders, in addition to the introduction of property damage appraisal agencies, will damage a reasonable distribution of easily accessible, Foshan, more local residents to resolve problems through negotiation is “Foshan mode” causes the key to success. In addition, if the normal mechanism for handling full responsibility for the accident or the parties will be fined points, and faster compensation mechanism using quick Department is no need to be punished, it also increased the Foshan office fast fast car owners pay through the mechanism to solve the problem enthusiasm.
Contrast, Guangzhou, Shenzhen and the implementation of the effect is not very good. In this regard, an assessment companies in Shenzhen, a manager surnamed Li told reporters, despite the quick office quick and convenient procedures for compensation, but claims only three points in Shenzhen, the owner claims need to spend more time back and forth, so quickly lost through the Department to quickly consumers deal with fewer and fewer traffic accidents. The Guangdong Insurance Regulatory Bureau Property Insurance Management Services, the responsible person that the relevant departments lack the necessary guidance so that consumer understanding of fast pay fast too little office, which affected the implementation of the system results in Guangzhou. Journalists understand that the Guangzhou-Shenzhen office has been quick to adjust compensation mechanism for fast program, the system play its due role.
Dongguan before the implementation of “programs” to be implemented
“Program” requirements on Dec. 1, 2009, the level above the ground around the center of the implementation of road traffic accidents in urban and highway speed fast lose office. L January 2010 the date of conditional county (city) District Office, implementing fast speed road traffic accident compensation. Property Office of Guangdong Insurance Regulatory Bureau, said the responsible people, not statistics on the number so far established a claims service center city. The reporter learned from the insurance office, as at present, in addition to the above four cities, this may only Shunde District (the insurance companies established institutions, and Foshan City, parallel) implementation of a compensation mechanism for quick office soon.
Claims for many years in Shanghai stock exchange told reporters, from the current situation, minor traffic accidents accounted for about 97% of the total, which caused direct economic losses not large, but the owner occupied the road after the accident the middle of “passing the buck,” often caused a blockage, if lost mechanism of fast Department to solve the problem quickly, you can greatly reduce the traffic pressure. However, in actual operation, because of greater moral hazard of this mechanism, insurance companies and vehicle owners are not willing to solve the problem this way.
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