Online credit card payment, debit payment and payment gateways for Ecommerce websites
Online Credit Card Payment
There are many reliable online credit card payment systems yet they fail often in various ecommerce applications. Though these payment gateways in India service for credit card, debit card and net banking yet the servers run very slow finally the payment does not happen in time. And this is the reason why ecommerce web applications do integrate with more than one online payment gateway
Payment gateways in India
Zaakpay.com is one of those reliable payment gateways in India. It is also very easy to integrate with any web application. Users after logging in any ecommerce application can add their interested products or services to the cart. Once they are ready to make payment for the selected stuff online they need to click the payment option. From here the control is moved to the online payment gateway application.
User can opt to pay in any of the following modes: via credit card, debit card or choose net banking. Web publishers have to choose which are to be included for their online customers. They can get the payment gateways with only net banking or with credit & debit cards. Few gateways limit to just domestic cards only.
Once the customer enters his/her details with the credit payment details then those are processed by the online payment gateways. Once this process gets completed then the control gets back to the ecommerce website where the user has initially purchased.
Steps to get an online credit card payment gateway are very simple. Website owners according to their requirement can meet banks offering online payment gateways or any payment gateway vendors. There would be little initial fee for payment gateway installation. Further on every transaction some percentage will be deducted either by bank or payment gateway vendor.
After paying the setup fee vendors give an API that integrates the online payment gateway with the requested website. This API acts as a medium technically to transfer user and online purchased data to the payment gateway to process the payment. To use the vendor’s API minimum technical knowledge is necessary where the web admin or web developers would do the needful.
Processing the paid amount by customer:
When customer pays online the amount is credited with the payment gateway vendor. Thereafter depending on the vendor and website’s bank the amount gets credited within 2-7 working days normally.
Ecommerce world has changed the average Indian shopping style. From groceries to latest electronic gadget or fashionable items almost all are available online. Along with these university applications, examination fee and other bill payments are handled online with less processing steps.
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