Best investment options in India for 2012-13
Though there were recessions globally in last couple of years but people here in India were reaping rich benefits of making right investments in best investment options in India. If someone had invested in best investment options in India like real estate or gold, they know how much return they have made. Gold on average gave around 30% return in last couple of years and real estate was also a good performer. Though many people who had not a great risk appetite were limited by themselves in invest in safer options like bank FDs and company fixed deposits which yielded maximum return of 9-10% over last few years but those people who had done a proper financial planning have seen their worth getting doubled even in last couple of years.
At present, best investment options in India are Gold, Mutual funds or real estate. Investment in stock market without long term goal is not recommended due to ongoing sluggish GDP growth and ever looming Eurozone crisis. Those who have risk appetite can take gamble else others are recommended to take safe route of investment in risk-free or low risk investment options.
Though gold and real estate are still considered best investment options in India but for the year 2012-13, they might not give save return which they have given for many years now due to lack of demand and dip in economy’s growth but you never know if another recession might creep in due to Eurozone crisis and stability of Eurozone will decide how good returns one can expect on his investments. Gold would be getting stabilized as it was used as backup by investors who don’t wanted to invest in currency due to weak global economies of all nations.
Real estate market which was considered as one of best investment options in India is also facing decline due to prices already hitting the roof and reducing the demand as now people are not willing to buy property at premium prices. Unless RBI intervenes and decrease loan rates, it is hard to imagine that property demand will surge in 2012-13 but still it is advised to consider real estate as among best investment options in India and take into account long term appreciation. Though for people who don’t have large money to invest they can also invest in mutual funds, EPF, PPF as per their risk appetite or go with safest options in form of bank fixed deposits, post office schemes or recurring deposit.
One should plan carefully his personal financial planning as it is very easy to get carried away with investing in only few or single best investment options in India due to higher returns in that sector but all certified financial planners will advise you to have a diversified personal financial planning portfolio as it will help you to shield your investments in case a particular sector faces decline. Investment in single niche can have devastating effects on your investment and you should stay away from this habit at all costs.
Know about best investment options in India from http://goodmoneying.com/financial-planning/best-investment-options-in-india.
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