Maternology Health Insurance Is Truly Central
Maternity health insurance is really central. Keeping track of your pregnancy month after month is hugely crucial and could be done by a doctor or a midwife. Whether or not personally follow your pregnancy, your doctor is there to ensure you acquire the finest possible monitoring. He will, given your private circumstances and will advise you, inform you, accompany you. The midwife can ensure, independently, monitor your pregnancy if it poses no risks, you give birth, as well as monitor your child after birth.
Under the coordination of care with the physician, the midwife informed with your agreement, changes in your health. This information will be advantageous to your doctor for follow-up after childbirth. Dependent on your needs, for medical, psychological or social, your doctor or midwife could refer you to another professionals: medical specialist, nurse, pediatric nurse, dietitian, psychologist, public worker, technician, social intervention and family. All these charges are covered by the maternity health insurance.
Monitoring your pregnancy during the first months is essential. To guarantee the smooth progress of your pregnancy and prepare for greater delivery, you have the support the monitoring right through your pregnancy with seven physician visits before the birth and further systematic reviews. First to fifth month, your pharmaceutical expenses are reimbursed at the standard rates utilizing the health insurance. Only your compulsory medical examinations (follow-up consultations, preparatory meetings at birth) are supported 100% inside the primary rates of health insurance. For these exams, you are exempt from the flat fee of 1 euro and the pharmaceutical deductible on drugs, paramedical acts as well as transports.
First follow-up consultation with your doctor or midwife care is to 100% by the health insurance. This consultation should take place before the end of the third month of pregnancy. It is during this review that the health professional will bring you the document “First prenatal checkup” that used to declare your pregnancy, and a brochure containing the main addresses you may need during your pregnancy (Health Insurance Fund, credit union family allowance, PMI, etc).
The health professional then prescribes a first scan support to 70%. An ultrasound is scheduled quarterly to monitor the growth and health of your child; first blood tests taken over 100% (blood group, screening for rubella, toxoplasmosis, hepatitis B, etc). It may also present depending on your situation: Pap smear to screen for cervical cancer of the uterus. This smear is assumed at 70%; fetal karyotype and amniocentesis for the discovery of a few genetic diseases supported 100%, subject to the fetal karyotype, the prior approval of the pharmaceutical service of your Health Insurance Fund.
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