Compare Vehicles to Buy Low Car Insurance

06.05.2010 | Author: XtremeQuotes | Posted in Insurance
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Insurers keep statistics on a variety of things including, which cars are more likely to get stolen, and which cars are more likely to get involved in accidents. If you are interested in getting low cost car insurance, and you have yet to purchase your vehicle, we suggest that you dedicate the time to compare auto insurance quotes prior to purchasing your new dream automobile.
Did you know that the color of your car ultimately affects your premium? And that’s just the beginning. People who own flashy sports cars are statistically more likely to get speeding tickets and are more likely to have accidents than those who drive economy vehicles. If saving money is a concern for you like it is for most, and you are interested in low auto insurance, then please select your car appropriately. Furthermore, it is wise to do price comparisons on the internet prior to making your vehicle purchase so that you know which cars are more or less expensive to insure.
Providers even monitor statistics on the accident and theft rates of four door vehicles verses two door vehicles. Four door vehicles are far less likely to be the target of theft and/or vandalism than their two door counterparts. Also, four door vehicles test higher in the safety department when it comes to front, side, and rear collisions. Because of these statistics four door vehicles are much cheaper to insure than two door vehicles when you compare car insurance quotes.

Another factor when shopping for your free car insurance quote, is to see if the vehicle you are purchasing has any anti-theft devices and/or vehicle recovery system. Insurers will reward you for any steps you can take in reducing the risk of your vehicle being stolen or vandalized. Be sure that when you compare car insurance rates to list all your anti-theft devices so that you can take full advantage of these discounts.

Some insurers offer further savings if your vehicle is equipped with the vehicle identification number etched into each window. If your car is stolen, it will be much easier to recover if the vin numbers are etched into each of your vehicle’s window. You will find that you will get lower free car insurance quotes if this anti theft measure is a part of your vehicle.

But even if you do not have your vehicle identification number etched into your windows, there are many other ways for you to save money when you get free auto insurance quotes. Cars that come equipped with air-bags, anti-lock brakes, and factory installed passive restraint systems are much more likely to be safer on the road thus making them cheaper to insure. If you have these features installed in your vehicle, please remember to take your time to compare auto insurance rates to see which insurers will provide you with the biggest discount.

Also, when looking to purchase your new vehicle, remember that luxury vehicles will be more expensive to insure due to the higher cost to repair them if they are damaged in an accident. You will see when you get your free auto insurance quote the difference in cost to insure a luxury vehicle verses that of an economy vehicle.

In summary, it is so important to put careful consideration into what vehicle you are going to purchase. The internet can be a very useful tool to help you compare car insurance online and find instant information on what safety features and which vehicles will enable you to reduce your premiums. Once you are armed with the information in hand, you can then make a wise selection when you go to purchase your vehicle.

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