Free credit cards —freedom for life
If a credit card is offered without transaction fee, usually any common user happily accepts without doubting the pros and cons of the usage. The credit card is used for one year without ration and then comes the payment part when bill is received adding annual fee. Now, wisdom dawns upon the user for not giving a second thought before accepting the credit card. By that time, it is too late to realize and the fact remains that the user has to pay a huge amount including annual fee. Incidentally, number of credit cards became mortal after using one year, as the users are not willing to pay annual fee. This has been observed throughout the credit card history.
Such disaster of surrendering credit cards has been evaded by not charging annual fee. It means credit cards are offered without adding annual fee which is a great relief for the users. The concept has drastically slashed down the surrendering of credit cards by the users. Technically speaking, card issuing banks do not charge for the services offered on annual basis and credit cards are provided free of annual fee.
With the advent of Information Technology, free credit cards without annual fee are offered when users apply on-line. Users can apply for the credit cards and get a chance of immediate approval based on the credit rating. Simultaneously, another advantage being that there will not be any transaction fee on the credit card in case outstanding amount is transferred. With the waive of annual fee frequent fliers can enjoy the redeeming features provided by the credit cards. Best redeeming features provide hotel cards, money cash back and gas credit cards.
In order to enjoy the facility of free credit cards without annual fee, users should have the credit history like paying the bills in time. It is not that such facility is extended to all the users but for few customers who possess good credit history of frequent usage and payment in time. Recently, students are also baptized in the field of credit card industry and considered for free credit cards, irrespective of their credit rating.
Before applying for a free credit card without annual fee, on-line, it is mandatory to check your credit history. Credit score shall be compared with the features offered by the type of card offered on-line. Step by step check the credit report and compare with the type of card, to avoid chance of denial of free credit card without annual fee. Unless, it is fully matched, do not resort to apply for free credit card. It is always wise enough to apply for the free credit card after getting the credit history. Explore the possibility of hidden charges on some pretext if not annual fee and check thoroughly.
A good deal more related information regarding annual fee credit and Apr Credit Card
Processing your request, Please wait....
