“Is My Car Insured?” Questions Answered
Of the many questions first time car owners may ask, “Is my car insured?” is probably one of the most common ones. Having car insurance coverage is a necessity, not to mention that the law requires it. Not having any car insurance coverage can land a car owner in a lot of trouble in case he finds himself in an accident. Not knowing if the car is not insured can even be worse. Here are some tips that might help you address such issues.
First Time Car Buyers
Those who bought a car for the first time may not be able to know sometimes if their car is insured. There are dealers that do offer car insurance as part of the package while there are others who do not. The best way to know if the car is insured is to talk to the car dealer and inquire whether the car purchased indeed comes with car insurance coverage.
Second Hand Car Buyers
Buying second hand cars may be a tricky issue in terms of determining if it is insured. You may not know right away if the car in question may be insured or not. If you wish to find out personally whether the car may have insurance coverage, there are some things that you need to do.
One of the things that will help you determine whether a second hand car is insured is by obtaining the car’s VIN or Vehicle Identification Number. It is a 17-digit number being used to classify vehicles and for detailing its registration records. It is usually found at the lower portion of the car’s windshield on the driver’s side.
Second hand car buyers can then make use of the VIN and contact the local DMV or Department of Motor Vehicles. They may have information regarding the car’s insurance coverage information. For cars that have insurance coverage previously but may have been discontinued by the previous owner, the insurance company promptly notifies the DMV of this fact for updating its records. To better address “Is my car insured?” issues, you can find some useful advice from the various insurance company websites.
Knowing how important it is to have your car insured is one of the many reasons why Nobeel.com was created. Nobeel is the auto insurance blog that has all the information you need about auto insurance.
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