My Insurance Company Provides Coverage For My Purse Collection
I’m a fashionista with a passion for purses, in fact, I collect them. To some women, a handbag is nothing more than a receptacle for used tissues, old invoices and a dog-eared paperback book that only gets read in the doctor’s waiting area, but to me, a handbag is a masterpiece of loveliness and functionality. Now, you may think it odd that I would want to insure anything as apparently unimportant as a number of purses but I’ve got a purpose for this. And before you ask, indeed, I do have life insurance cover because, despite the fact that I value my purses and handbags, they’re by no means more important than my existence.
I do not buy many purses and may save for years simply to be in the fiscal position to buy one, but the point is, the hand bags I acquire have designer labels and therefore are very valuable. In addition to what it initially cost me to purchase the hand bags I possess in my collection, there’s the added worth that comes from every one of them being restricted edition originals. My handbags are rare, particularly the vintage ones, which is why I’ve insured all of them. Now, you may also think it weird that an insurance company might even want to provide insurance coverage for women’s handbags, yet they actually do, and for good reason.
If you are not convinced that handbag insurance is important then imagine this situation: You’re in your vehicle waiting at the traffic light and your purse is on the floorboards of the passenger area of the vehicle. Suddenly, the passenger window smashes in a spray of glass and a hand reaches in and grabs your purse. The authorities aren’t there to apprehend the fleeing culprit. You’re feeling and dazed and then shocked as it dawns on you that so many things of vital importance to you are inside that handbag! Your identity document, your home keys, the cash you drew in order to pay the phone account, your Blackberry, and your pocket book with all your bank cards, to name but a few. All of your precious belongings are gone! Yes, it is altogether feasible that you could, at some point in your life, end up in the predicament of getting had your handbag stolen. Then you have the chance of your bag getting lost or destroyed. The insurance industry understands this, which explains why you are likely to easily find an insurance company that will insure your handbag. The bag itself might not be of anything other than sentimental value to you but its contents are another matter.
You may not have the ability to avoid the distress of losing valuable items like bank cards and id books, but you can certainly minimise the expense of replacing the contents of your handbag if it is insured. Ladies handbag insurance policies are not very expensive and you might even discover that your insurance company already makes provision for it as a portable possession on your current insurance policy. An essential point to note, however, is that cell phones, gps devices, and pricey designer shades or prescribed spectacles are usually not covered by handbag insurance and will have to be insured separately.
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