Moving Violations and Auto Insurance
According to Wikipedia, a moving violation is “any violation of the law, committed by the driver of a vehicle, although it is in motion. The term ‘motion’ distinguishes it from parking violations.” So a moving violation is committed when, say, you might be driving 60 MPH in a 30 MPH speed zone and an officer stops your car, asks for your driver’s license and registration, and then writes a speeding ticket, as an example.
Speeding is only one of several moving violations for which you can be cited while driving a vehicle.
Insurance businesses frown upon moving violations. You might have a clean driving record once you very first buy your automobile insurance and your rate will probably be set accordingly. However, if at any point during the term of the policy you get a visitors ticket for a moving violation, when your policy comes up for renewal, the new rates will be higher.sometimes Much greater.
Essentially the most common questions asked about moving violations and auto insurance are:
Why do your insurance rates go up when you are ticketed for a moving violation? That is an effortless question. The insurance business determines that you might be a greater risk, and also the rates reflect that greater risk.
How long does a moving violation stay on your driving record? In most states, a moving violation stays on your record for 39 months, and this is becoming the standard.
Is there any method to get the record of the moving violation removed from my driving record sooner? Yes, there is..sometimes. Frequently, the offender will be given the choice of attending visitors school or successfully completing a defensive driving course so that you can have the ticket removed from their driving record sooner.
This article is courtesy of Auto District, automotive classifieds featuring trucks for sale, including used cars.
Processing your request, Please wait....
