Settlement Loans, Car Wrecks And MRI
For those seeking settlement loans following car wrecks, they may find that an MRI is extremely valuable to them in determining the extent of injury sustained. If you have been involved in a car wreck and sustained injury, it is extremely important for you to seek out the care and attention of a provider who is capable of carefully assessing the extent of your injuries, as well as documenting the extent of those injuries. The vast majority of providers one encounters when they present following injury sustained in a car wreck will principally rely on simple x-rays to evaluate structures that may have been injured. However, x-rays are typically not going to provide very much information regarding the extent of the injuries sustained.
Many providers rely on x-rays simply because they are inexpensive and relatively easy to obtain. Unfortunately, they do expose patients to the greatest risk of ionizing radiation. However, insurance carriers readily reimbursed for x-rays obtained following motor vehicle collisions and x-rays are a good screening tool to rule out any fractures (i.e., broken bones) that may occur as a result of such incidents. It is important to realize that very few funding companies are willing to advance settlement loans to individuals submitting claims for soft tissue injury only.
Undoubtedly, fractures do occur following car wrecks. However, there is a relatively small incidence of such injuries occurring following car wrecks. Soft tissue injuries following car wrecks are much more common. Additionally, such injuries are virtually undetectable when using simple x-rays. When discussing soft tissue injuries, we refer to injuries to tissue such as muscles, ligaments, tendons, fascia (i.e. connective tissue), etc. Insurance carriers are going to make it extremely difficult on individuals pursuing claims when soft tissue injuries are the only injuries identified. In almost all instances, insurance carriers view soft tissue injuries as nonexistent. Once again, it is extremely important that individuals involved in car wrecks and who sustain injuries seek out the care and treatment of individuals who actually specialize in the care and treatment of such injuries. These providers must be able to both assess and document the extent of injury sustained. Any failure to adequately document the extent of injuries is likely to result in a denial of any requests for pre-settlement loans.
For those considering lawsuit loans it is absolutely essential that they grasp the fundamental principle that there are many forces being brought to bear on that claim. There are individuals who are going to be seeking to provide the best possible care for the individuals who present following such incidents. There are attorneys who are going to be attempting to obtain the best possible recovery for their clients as a result of such incidents.
There are also defendants who are going to be contesting virtually every aspect of the claim to either avoid paying anything or mitigate the cost that they will incur. There also forces from insurance carriers, etc. that will likely be paying for all or at least a portion of any of the bills that are presented. (Rest assured, the insurance carriers will aggressively defend the insured against the claimant.) If you’re seeking lawsuit funding, it will be necessary to overcome the obstacles that both the defendant and payer are likely to place in the path to your recovery.
Although there is a great deal of confusion, even amongst healthcare providers, x-rays are very unreliable when it comes to assessing the extent of soft tissue injury. However, x-rays are excellent in demonstrating the existence of pre-existing degenerative joint changes. Of course, insurance carriers will attempt to make any pre-existing conditions the subject for consideration in minimizing the value of the claim. It should be relatively simple to understand that the lower the value of the anticipated award, the lower will be the amount of the settlement loans that maybe advanced, if any.
When compared to x-rays, MRIs are much better suited to evaluate the extent of soft tissue injuries. Although MRIs may be used to assess the extent of many conditions, this article is limited to the use of MRIs in the assessment of both soft tissue injuries and those conditions classified as “hard-disc” injuries. Customarily, disc protrusions/disc herniations suggest that a recent traumatic event has occurred to the disc.
It is important to realize that the insurance carriers are going to argue, irrespective of the findings, that the conditions are either nonexistent or pre-existing. It will be up to the attorney and his/her client to present the case in a way that clearly demonstrates the extent of injury. If the injuries are clearly identified and the claims appear meritorious, clients are very likely to be able to obtain the settlement loans they seek.
Are you in need of information regarding the best deal on settlement loans? If so, we encourage you to visit us to obtain information regarding the benefits of pre-settlement loans today.
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