When You Need Debt Help
Everyone needs a little help from time to time. Sometimes you need help watching the kids when they get sick and you absolutely have to go to work. Sometimes you need help moving furniture, doing a little maintenance on the house, or something else. Other times, you need debt help because you just cannot find your way out of a mountain of debt you have accumulated. When this happens, you may have some pretty negative feelings brewing inside, but there is hope. Help is available that may make it possible to get back on the right financial path.
Collection Calls
If you are currently receiving debt collection calls and letters, you likely are ready to seek out debt help. These calls and letters may be harassing and sometimes even downright mean. They may plague you at home, at work, and other places, too, and sometimes you will find that other people like friends and family learn about your situation, too.
Stressed Out
You may not quite be at the point of getting collection calls and letters yet, but you may still need help. Some people manage to accumulate tens of thousands of dollars of debt in credit cards and other such loans and still make the monthly payments. However, it may be a real struggle to make those payments, and this stress can eat you alive. If you get panic attacks just thinking about your bank account balance and how you will pay for those bills, now may be the time to seek out help and advice.
Debt Keeps Increasing
If you are under a mountain of debt and that mountain keeps growing, you may want to seek out debt help before the mountain gets too big to control. The right counseling services may help you to establish a new budget that could stop the growth of debt, help you to establish a savings account, and possibly get you set up on a great repayment plan so your debt load actually starts to shrink. For more information about paying bill and how to get debt help visit ConsoldiatedCredit . org.
April Lewis-Parks is the director of education for Consolidated Credit Counseling Services, Inc. She is a certified financial counselor and a consumer affairs advocate who is dedicated to generating awareness about personal finance issues. Mrs. Lewis-Parks writes about a range of topics for ConsolidatedCredit.org as well as MissMoneyBee.com, Consolidated Credit’s personal finance blog.
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