Tips for dealing with motorcycle accident claims
The courts will treat a motorcycle accident in the same manner as any other type of motor accident. The party who is injured will have to prove that the accident was caused by someone or something other than themselves. The law states that all motorcycle riders are required to have, at the minimum, third party insurance coverage. This ensures that the driver who is at fault for the accident will pay for any injuries and repairs to the vehicle – or its complete replacement.
Below are ten tips that should be observed, should you become involved in a motorcycle accident and need to file the paperwork that is necessary for motorcycle claims.
1) Write down the make, model, colour and license number of any vehicle that is involved in the accident.
2) Take notes and pictures, if possible, of the damage to the vehicles involved.
3) Write down the names and addresses of all people involved in the accident.
4) Record the witnesses and their addresses.
5) Never make an admission addressing liability.
6) Draw a detailed sketch of the accident and where each vehicle stopped.
7) Create a written record of your memory of the accident.
8) Notify your insurance company as soon as possible.
9) Once involved in an accident, be sure to be checked by a healthcare provider.
10) Record how much revenue you are losing because of the accident, including what the passengers or other injured parties may incur as well.
Motorcycle claims are made less often than other claims, despite what people may believe. Most motorcycle drivers are very cautious on the roads simply because there is truly nothing between them and the road but two wheels and a motor – unlike autos, which are surrounded by a frame and outer shell which provide protection to the driver and passengers.
It is important to have all your information gathered and witnesses whose recollections will be able to substantiate what you recall happening at the time of the accident. Motorcycle claims will allow you to recoup the loss of your transportation and any medical bills that may have been incurred as a result of the accident. Your motorcycle claims can also include the time you have lost from work due to the accident; and any long term medical care that may be needed after an accident of this calibre. Talk to your insurance agent and be sure that you are adequately covered by the policy that you have chosen. If it should become necessary to file a motorcycle claim, be sure to follow the instructions carefully.
If you want to make a motorcycle accident compensation claim, you need to be sure of the facts. This is the case with all kinds of bike accident claims.
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