Safety Hints To Be Used At An ATM Machine
Safety Hints To Be Used At An ATM Machine
ATM or Automated Teller Machine has changed the way we bank. These machines can be best described as machines 190-738which enable people to withdraw and deposit money to the bank they have an account with without the need of a bank personnel, a cashier or a clerk. One no longer needs to go to the bank to withdraw money. In modern times, when you open an account with the bank, you are provided with an ATM card which is plastic or like a smart card containing a unique number, a start and expiry date with a CVV number at the back of the card. A customer can withdraw cash by inserting the card in the machine and entering a PIN or a personal identification number. The magnetic strip on the ATM card is stored with customer account information. Once authenticated, the customer can go ahead and withdraw cash as per the banks prescribed limit, transfer money to another party with the same bank, change the PIN, ask for a transaction statement, etc. No longer is the customer limited to bank hours, this technology provides flexibility to withdraw money.
But they have been vulnerable to thefts, robberies, physical attacks and different kinds of crimes. They have been large scale cash withdrawals which are fraudulent. They are convenient however one needs to consider safety. Let us have a look at some safety hints which can be used.
We need to be very watchful about the ATM card, the card is like money and customers should keep their card in a place which is secure. If you are keeping your ATM card in the wallet, ensure you keep it in a place where it is protected and does not fall off or slide when you take your wallet out. At places where ATM machines are kept, they do have a telephone where customers can connect with customer service if they have any queries or issues; ensure you do not give your personal identification number over the phone. Let it be a secret. Be alert and pay attention to your surroundings. It would be a good idea to go to a vestibule with somebody you trust and know. If you lose your card or you think it is stolen, call the bank immediately and block your card so that no unauthorized or fraudulent transactions take place. Check your transactions regularly; you can print mini transaction slips to be updated with your financial transactions. Visit an ATM machine which is well lit and be aware of your surroundings. Do not immediately start counting the money, get to a secure place. If you think you are being followed you should contact the police. It is always useful to keep deposit slips or envelopes at home so that if you need to use them, you can fill all the details at home and can save time. If there is a queue, ensure the person behind you 190-735is not looking over to get your PIN or see your finger movements on the number keys. If the ATM machine has swallowed your card, call your bank and let them know. Once you are done withdrawing cash do not forget to take your card and the transaction slip.
ATM machines are convenient; presence of mind shall keep you and your money safe.
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