Texas is Rife with Drivers without Proper Austin Car Insurance
Drive your car, truck or motorcycle quite often in Austin, Texas? Call on your car insurance agent if you do, and consider adding uninsured and underinsured motorist coverage to your policy. This is an important task to put on your to-do list because roughly 25 to 35 percent of vehicles traversing the roads of Austin do not have liability insurance to protect you, your family and the passengers in your car if one of them hits your car. Without this extra insurance coverage, you can be responsible for huge hospital bills and vehicle repair bills that may drain your bank account. No one wants to take a financial hit because another driver isn’t responsible.
Why are so many of Austin’s drivers uninsured? It can be any number of reasons, but chief amongst them may be that almost 30 percent of Texas households earn less than $25,000 per year. This can make it difficult to purchase the insurance required by the state — liability for injury and property damage – let alone extra insurance protection recommended by car insurance agencies. The median income for Texas households is 8.9 percent less than the rest of the United States.
Regardless of whether you’re driving in Austin or some other part of Texas, having good car insurance is critical because the state has so many drivers in groups that often experience auto accidents. Texas has an aging population, and it’s growing – the state’s population has increased by 12.7 percent since the year 2000, which is twice the normal average for other states. Texas has its share of young people, too. People between the age 15 and 24 as well those aged 75 or older are the most often impacted by car accidents, and Texas’ population consists of roughly 16.4 percent between the ages of 15 and 24 and 9 percent of people older than 75. This gives you a greater chance of having a car accident in which someone who doesn’t have inusrance. If you have an accident without proper insurance, this can be bad for your wallet, and it can also land you in prison or saddled with pricey fines.
Worse yet, it can make it difficult to find car insurance coverage later on, which is problematic if you must drive to get to work. Texas regional public transit options are not reliable, and only larger cities such as Austin have bus routes available. However, taking public transit in Austin is time consuming, and you must worry about getting to the bus stop on time or waiting for your bus in inclement weather. This is why Austin car insurance must be a priority in your household budget.
Austin Car Insurance – Ed Weeren Insurance Agency, which has served Austin, Texas since 1899, can help with all your car insurance needs. Call (512) 454-5266 or visit the website at www.weereninsurance.com for more information or to get a quote.
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