Are You Ready for Texas Long Term Care?
Obesity is a health disorder which can lead to an array of illnesses such as diabetes and heart diseases if it is not addressed immediately. Texas ranks among the nations with a high prevalence of obesity and this explains the need for people here to prepare for Texas long term care.
At the moment, 6.1 million Texans are uninsured with 2.1 million of them comprised of elderly folks aged 65 years old and older. Unfortunately, the painful fact is that four years down the road 11.7% of these elderly folks will increase while in 2040 the elderly population will grow to 7.4 million.
If you’re a resident of Texas, you’ll be doing yourself, your family, and the government a very big favor if you started planning your future health care needs today. Where to start your long term care (LTC) plan is easy.
Gather your family in your living room and discuss it with them or treat them out to dinner and introduce them to various healthy eating habits before segueing to your intention of protecting them and receiving the best care someday through an effective LTC plan.
Now if you are wondering how you can start planning, you have to identify what you could possibly need in the future health care wise. By checking your family’s health history and having your doctor see your present health condition, you will be able to know if you are at risk of any type if disease.
Once you have identified already the type of care that you will need 30 or 40 years from now, find out how much it will cost you to avail this kind of service by looking up the rates of nursing homes, assisted living facilities, adult day care health centers, and home health care agencies.
Cost of Texas Long Term Care
Since it is the second largest state in the country, Texas has the most number of elderly people who are projected to need care years from now.
According to health care professionals, there are more cases of Alzheimer’s this year than there were in the past and thus this signifies a bigger percentage of Texans will require LTC from nursing homes that are equipped with special care units for patients with Alzheimer’s.
The Texas Department of Aging and Disability Services is responsible for overseeing institutional and community-based LTC facilities in Texas to ensure that patients are receiving the care that they need and deserve.
If you think you will need skilled care someday, you have to know first the average annual cost of a nursing home in Texas so that you can compute your future LTC. Families in Texas are currently paying out $60,225 annually, on average, for a private nursing home room.
Meanwhile, those with loved ones in assisted living facilities are paying $38,520 annually, according to Genworth Financial. Those whose loved ones are receiving custodial care or assistance with the activities daily living (ADLs) are forking out $41,069 for a home health aide to assist him or her in.
Texas long term care is, indeed, expensive so your plan for it should be ironed out as early as possible and not only when the time comes that you would need care. Start getting long term care quotes.
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