Top 10 facts when making an Accident Claim
When you or a loved one is in an accident, sometimes the events can unfold in a blur. Depending on how severe the accident is, there could be an emergency room visit, doctors to consult with, children who require attention and then notifying the proper authorities. It might be hard to think about all of the things required to make an accident claim at the time an accident actually happens, but you should try and keep it in the back of your mind. There are facts that will make a difference in your ability to file and receive an accident claim.
Get the other person’s information. Even a small fender bender could result in an injury that isn’t known right away. If there is an injury or damage done to a vehicle or property that isn’t discovered right away, then you can still call or file an accident claim in order to take care of the expenses.
Call the authorities. When it is more serious in nature, then the authorities should be called so they can file a report. A report will be used by the insurance company as well to determine who caused the incident and if any accident claims will be filed.
Get a medical opinion. Sometimes an accident doesn’t seem very bad after it happens, however, a medical opinion should always be received. If you do file an accident claim, one of the first things they will ask for is the doctor’s report right after the accident happened.
Alert your insurance provider. Your insurance provider will want to know right away when there is an accident because they are who is going to be paying money out. Whether it is for an accident claim or to damages done to another’s property, then they will want to know. They also determine who, if anyone, can file an accident claim.
Solicit the opinion of a legal counsel. Depending on who was at fault for the accident, it could cost you money. The other person could file a legal claim against you or you might be entitled to file against them. Legal counsel can look at your accident claim and offer an opinion on what your rights are.
Keep expense records. Save every receipt that could be compensated during an accident claim. The tow truck, the repair bill, the rental car fees, Keep a record of everything.
Get witness information. If the authorities aren’t called, you at least want to get information of witnesses who saw what happened. Their testimony could make the difference in an accident claim going through or being denied.
Take a picture. Pictures don’t lie. Snap one on your phone or have your passenger take a picture. An accident claim might request all of the information you have.
Write down your own memories of the event. Even if you think you remember everything crystal clearly, memory can fade. Write it down so you can have accurate details on the accident claim.
Follow the doctor’s orders. Even when the accident isn’t severe, the doctor will give you instructions on how to feel better, so do so especially if you are going to file an accident claim.
Individual accident claim advice is important for every individual and family of the victim that has suffered an accident. Finding the right lawyer can help you get the compensation, support and help you plan for the future.