Medi Health Insurance has changed the face of healthcare India
The importance of good health and planning to maintain it is often not realised by the young and even the middle aged. There are many ailments which can affect you suddenly and upset your life’s planning. We do not often realise as to how our lifestyle, food habits and increasing pollution are slowly eroding our health system. It is in this context that Medi Health Insurance plays an important role in our lives. People who have reaped some benefits of insurance are convinced that Medi Health Insurance should be the foremost concern for healthcare India.
It is common knowledge that medical treatment is getting more expensive every day. Apart from this, the cost escalation is due to price increase of antibiotics, cost of diagnostics and above all expenses in speciality hospitals. If you are not covered by Medi Health Insurance, your finances may be severely eroded. These insurance policies under the broad umbrella of health care India can provide much needed relief to you.
In what way Medi Health Insurance provides you with medical benefits? Basically a Medi Health Insurance of Healthcare India can give the following coverage:-
• Medical expenses incurred during hospitalisation as a patient for more than 24 hours.
• Cashless hospitalisation: Under this, you need not pay upon admission to the hospital and also subsequently for room rent, doctor’s fees, O.T charges, cost of medicines, diagnostics etc. These payments could be done by a third party administrator appointed by the Insurance Company.
Renowned companies who operate Medi
<a href=”http://www.icicilombard.com/app/ilom-en/PersonalProducts/Health/floater.aspx” target=”_blank”>Health insurance</a>
have tie ups with thousands of hospitals across the country.
• Another feature in Medi Health Insurance in healthcare India is that it can provide coverage prior and after hospitalisation.
• Insurance under healthcare India can provide for day care expenses incurred on recognised technologically advanced surgeries as well as procedures which require less than 24 hours of hospitalisation. These procedures can include dialysis, chemotherapy and radiotherapy.
• The concept of healthcare India has got a new dimension under a plan that is a Family
<a href=”http://www.icicilombard.com” target=”_blank”>insurance</a> option. Under this novel scheme for healthcare India, not only you but your entire family can be brought under insurance for a single individual. This unique policy of healthcare India can provide insurance cover for the family with one premium, paid-say by the head of the family.
Medi Health Insurance is also available for senior citizens under a separate policy. This is an important offshoot of insurance services under healthcare India. Such policies cover, over and above hospitalisation as indicated earlier, expenses for treatment of critical illnesses. Such cases can include :-
• Coronary arteries bypass surgery
• Renal failure
• Cancer
• Multiple sclerosis
• Major organ transplants
• Stroke
Thus, as it is made clear, medi claim policies have changed the face of the country and how people look at health.
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