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The Dangers of Fixed RatesThe dangers of Fixed Rates is a topic that has been covered many times but a recent announcement from a lender regarding a change in their policy highlighted the need to read1K0-001 the fine print!As you read this, you need to keep in mind that the policies outlined represent the policies […]

One purpose of the bypass trust is to use the first-to-die spouse’s personal estate tax exemption to save part of his estate from paying estate taxes since his tax exemption would be lost if all his holding were passed to the surviving spouse. At her (the second spouse to die) death, only her personal estate […]

The 4 Best Ways to Spend Your Tax RefundAmericans receive some serious money from tax refunds. In fact, the average federal income tax refund is more than $3,000! And, more than 75% of federal tax returns result in a refund – meaning most people get a fairly sizeable check when tax season rolls around!But, what […]

There are three problems that we are going to discuss in this article about the challenges we all face as human beings. You must start to understand these challenges050-708 and how they apply to your life. Only when you understand what the challenges are can you immediately start to make corrections in your life.The biggest […]

With the availability of the TFSA coming to Canadians in 2009, many are interested to learn how this account compares to the RESP account when considering higher education costs. Qualified education costs are a concern for many parents, therefore many families work to build savings to cover these future costs. One of the most popular […]