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This is part two of my blog discussing the basic pricing considerations that go in to an underwriters considerations when they pricing your lawyer’s professional liability insurance. We are working our way through a basic application and addressing the questions in the order they are often posed. In this blog we will look at why […]

Two different methods are used by insurance companies to determine coverage when writing professional liability insurance:<ul> <li>“Claims made” policies<li> <li>“Occurrence” policy</li></ul> Most often, commercial general liability insurance is written on an occurrence basis while employee benefits liability, professional liability and employment practices liability insurance will be written on a claims-made coverage form.<br><br> On an “occurrence” […]

It’s fair to assume that most business owners want to develop a long-term relationship with an insurance agent. They want this because they don’t really like insurance, nor do they bother to read insurance policies. They wish someone else would just take care of it for them! By partnering with a professional agent who does […]