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Nobody is exempted from long term care. See even the oldest person in the country, 115-year-old Besse Cooper, is currently receiving long term care (LTC) in a nursing home despite the sharpness of her mind which is not common among other elderly folks. So if you’re asking who should buy long term care insurance then […]

Ten years from now the nursing home population is projected to have four million residents as the first batch of baby boomers turns 75 years old. Unfortunately, only 10 million elderly folks have responsibly secured a good plan for their future such as a long term care insurance partnership policy. As a person gets older, […]

Since the birth of partnership long term care insurance policies many people are no longer worried about the possibility of using up their assets should they require further care after using up their long term care insurance (LTCI) policy’s maximum benefit amount. Nobody is 100% sure of his future healthcare needs and purchasing LTCI policy […]

Pets will never receive extraordinary care when they turn old, weak and sick even after they’ve proven their love and loyalty to us humans for like 11 years, or 77 years if we use the pet calculator. Even if their rich masters are capable of purchasing an indemnity long term care insurance policy for them […]

To think that long term care insurance is only intended for the wealthy will damage yourself, your future and your loved ones’ future because this is a simple yet dangerous manifestation of irresponsibility. If the poorest of the poor can manage to see the silver lining via Medicaid, all the more that you should be […]