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It is common that higher rate of interest is charged during financial crunch. But, you may have to realize that you owe to pay few thousands of dollars for the same type of car, than the person with good credit is liable to pay. Why is it that the same car costs more for you […]

Generally a fee of $20 to $100 or more than that may be charged by the credit card companies, depending upon the type of card and personal back ground. Cards with high risk ,exceptionally low interest rates and business cards attract annual fee charged by the companies. These categories need to pay annual fee for […]

In these hard times that many people are facing these serious financial difficulties that the government finally stepped in to help. It’s time i learn so that you are a smart shopper and healthy. Before entering the “opt-in and found the coverage limit on credit cards and credit is a good idea to get a […]

If you regularly receive payment notices, time for you to clear quickly, otherwise late fee is added and there are chances to damage your credit record. Paying bills in time always saves money and improve credit rating. Overdue bills are always a head ache and hurdle for you. Get rid of such hurdles by paying […]

A well designed Credit Card Act with provisions of helping consumers to regulate late fee charged on the credit cards. The law was signed last year which includes Card Accountability, Responsibility, and Disclosure Act of 2009. Aiming to help consumers from the charges of late fee on the cards, the law is meant to support […]