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When you glance at newspapers ads or magazines or emails or postal bulk mails, you may notice that most of the credit companies are generously offering credit cards without annual fee. Companies vying with each other have come forward for luring the card holders. This has become a new trend in the credit card industry. […]

Credit card companies may read out a long script if anyone questions about charging annual fee on the credit cards. Reasons can be elaborated by the companies but real intention is to make sure that everybody with a credit card account may use the cards as if the country has problem by using credit cards. […]

Credit card companies charge for the services rendered in so many ways. Sometimes, these charges appear to be sham though sometimes sensible adding value to the users. But, a monthly credit card statement of transaction containing various names of charges may annoy the merchants. Sound knowledge of charges applicable on credit card transactions help the […]

If a credit card is offered without transaction fee, usually any common user happily accepts without doubting the pros and cons of the usage. The credit card is used for one year without ration and then comes the payment part when bill is received adding annual fee. Now, wisdom dawns upon the user for not […]

Earlier, more than a dozen cards offered balance transfer deal. Subsequently, only two companies have come forward and offered the deal. Now, few credit card companies offer only three credit cards for the deal. However, finding the deal offered by credit card companies is not an easy task unlike yester years. Initially, credit card companies […]