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If you can’t afford travel insurance then you can’t afford to travel. With the market of travel insurance being so competitive and the costs regularly reviewed and improved, what has always been a necessity when travelling can now be viewed in a pleasant light and no longer considered as a burden for the average traveler and holiday-maker. It is liberating to know that, just in case you’re out of luck, most traumatic events while travelling can be remedied or assisted by the cover you purchase before you leave. This far outweighs the disappointment of wishing you had spent a little extra on travel insurance. The potential risks encountered when travelling or leaving home for a length of time with only a few bags to hold your previous belongings can be daunting especially when you are surrounded by strangers who do not speak your language!

As a backpacker, holiday insurance should be at the top of your list when organising your overseas adventure. Backpacker travel insurance is usually excellent value and will afford you the most needed cover at more general and affordable levels than other coverage so that you can budget your way around the world without having to worry about the costs that illness or accident might incur without paying an arm and a leg for your policy.