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What many people don’t realize is that even though the Centers for Medicare and Medicaid Services (CMS) oversee Medicare insurance, Social Security makes the final decision on your eligibility and enrollment status. “You don’t need to be collecting Social Security benefits to be covered by Medicare,” suggests Alan Weinstock, insurance broker at MedicareSupplementPlans.com. “However, it […]

Medi-Cal is the Medicaid program in California which provides health coverage to people who meet certain eligibility requirements and have low-income and asset levels. In some cases Medi-Cal recipients also qualify for Medicare. These individuals are called dual eligibles. “If you’re 65 or older and not eligible for Supplemental Security Income, you may be able […]

There is a law that was passed by Congress nearly 40 years ago that allows only one disease – end-stage kidney disease – to get special treatment. It allows most anyone with this disease to receive treatment nearly free of charge. “All patients whose kidneys have failed, regardless of their age or ability to pay, […]

Medicare supplement insurance or Medigap is a health insurance plan that is sold by private insurance companies to fill in the gaps of original Medicare. It is meant to supplement or cover costs for hospital and doctor services that original Medicare does not cover. There are currently 10 different policies that health insurance carriers can […]

If you’re nearing the age of 65 and thinking about your options when it comes to Medicare, you might want to know the difference between Medicare supplement insurance (also known as Medigap) and Medicare Advantage Plans. The good news is that there are an amazing number of choices when it comes to Medigap Insurance and […]