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Only 10 percent the elderly population can confidently face the high cost of long term care by state because they have secured a long term care insurance (LTCI) policy. Others who were probably banking on the Community Living Assistance Services and Supports Act or CLASS Act, have to treat their future health care needs with […]

Since the Community Living Assistance Services and Supports Act (CLASS Act) reached the dead end before it was even implemented, some experts on the field of health care believe that the government has to tap on other ways to alleviate the country’s long term care (LTC) costs. One of the recommendations is to expand the […]

If you feel pressured to buy a long term care insurance (LTCI) policy, that is a good sign as it only goes to show that you are concerned about your future. If you don’t feel the need to have one, perhaps you should start preparing yourself for a future with no choices. For every year […]

Due to the expensive and high-priced monthly premiums that come with private insurance policies, the public is now more concerned and curious on how to save on long term care insurance policies that they will purchase. The interest of the citizens regarding this topic has increased because more Americans are now well informed and aware […]

Among the 50 U.S. states, Vermont has the lowest birth rate and a fast-growing elderly population that will require Vermont long term care in a couple of years or so. According to the Vermont Department of Disabilities, Aging and Independent Living (DAIL), the fastest growing segment of the elderly population is the 85 and older […]