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There is no doubt that our needs and demands are keeping up with all the modern technologies and advancements that science has given us. But we must also realize that, at the end of the day, being comfortable, healthy, and cared for in life surpass the happiness that we may get from these gadgets and […]

For those who are interested of availing a long term care insurance for themselves or for a loved one, planning early for it will help them find the right LTC plan for their future needs and will likely benefit from it through lower monthly premiums and safeguarded by inflation protection. Investing on long term care […]

With the idea of giving American people an alternative in acquiring help with long term care without stretching their budgets, the Community Living Assistance Services and Supports (CLASS Act) was proposed by the late Senator Ted Kennedy, together with Congressman Frank Pallone in March 2009. After a year of its endorsement, the Long Term Care […]

Some of us may have been considering of getting insurance for long term care but there may be some things that we believe is more important which make us delay, or worse, put aside the idea of getting one. We know for a fact that acquiring a long term care insurance needs commitment and that […]

The latest initiative of the government to help Americans plan for long term care was signed into law by President Barrack Obama on March 23, 2010. The Community Living Assistance Services and Supports (CLASS Act) is a part of the Health Care Reform Bill known as the Patient Protection and Affordable Care Act, which caters […]