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Three insurance companies – ICICI Lombard, Star Health Insurance and New India Assurance – bid for lucrative insurance Maharashtra government health insurance for the poor, a plan for General Insurance Council (GIC) said companies should ” refrain from “any reason for a” return “clause. GIC is a statutory body under the Indian Act 1938 and […]

An insurance contract shall pay the sum insured in exchange for a premium paid if the loss occurs during the contract period. However, to limit losses and to discourage adverse selection, insurance companies also clear that there will be some “exclusion” of coverage. The exclusions and conditions that are not covered by the insurance company. […]

The insurance regulator suggested Tuesday that the health insurance benefits include out patients department (OPD) in hospitals, including childbirth, and asked state governments to universal coverage. Currently, health insurance claims are usually settled only in hospital for at least 24 hours. In addition, the child’s birth was not revealed that almost all health policies. “Health […]

As more and more poor people to get into a debt trap because of medical expenses, FICCI said today it is necessary to adopt measures to increase the penetration of health insurance, which currently covers only 15 % of the population. Chamberlain said that the accessibility of health care for the whole pyramid is very […]

When you sign up for a new medical health insurance, it doesn’t get implemented with immediate effect. The policyowner comes in to effect after a ‘waiting period’, which depends on the the kind of insurance and other factors, such as age, your medical history and the company. In other words, the insurer is liable to […]