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The Insurance Regulatory and Development Authority (Irda) has given an in-principle approval to the proposed insurance ventures of Religare Enterprises and financial services firm Edelweiss Capital. Edelweiss has produced a joint venture with Japanese insurer Tokio Marine Holdings to enter the life insurance space. Two public sector lenders, Corporation Bank and Union Bank of India, […]
India is a developing country. People have a general idea about Insurance thus majority is unaware of the importance of having an insurance policy. Firstly, Insurance is important for everyone. Even the Indian Government has planned a postal rural insurance scheme in addition to the many other schemes they are running. Few Benefits of Insurance: […]
Auto Insurance is mandatory and thus it will help if one can find cheap auto insurance. Besides being compulsory it is one of the most important types of insurance these days, after health insurance, life insurance, and home insurance. Automotive or Motor insurance is required by law and one should be purchased as soon as […]
In India, minority are insured; out of which about 50% people buy insurance for the income-tax remission on insurance premiums in the annual tax statement and the exemption of maturity value of insurance policies from tax Unit-linked insurance plans (Ulips) have gained enormous popularity in life insurance segment in the current decade. According to statistics, […]
Returns on NAV-guaranteed plans are higher than debt products Last week, Pankaj Ramnath got a call from an insurance executive offering him a highest net asset value (NAV)-guaranteed unit-linked insurance plan (Ulip). Given the volatility in the equity markets, Ramnath felt a guaranteed plan was the perfect investment option. Ramnath had various options to choose […]
