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The holiday season beckons every single year. It’s natural to delight in all the joyous parties and treats around. Cocktails, office parties and holiday shopping can be merry indeed, but you have to be careful not to let expenses get over the top and leave you feeling blue about holiday debt. You tend to spend […]

When credit cards were first introduced, a lot of greedy practices were witnessed, which affected consumers and credit card companies alike. And in May 2008, the Federal Reserve Board, Office of Thrift Supervision and National Credit Union Administration imposed rules that would end all unfair practices in the credit card industry. The new rules were […]

While opting for a loan you may be considering 2 important aspects. First, how you will be repaying the loan -whether you will be able to fulfill the contractual obligation to repay the amount in fixed monthly payments. Second, the nature of the debt collector- debt collectors often tend to catch debtors off-guard to collect […]

The art and science of managing the timing, target and content of outbound marketing messages automatically, is Marketing Automation. And when this is done in response to prospects’ online behavior, it becomes efficient marketing automation. For effective demand generation and lead management/nurturing, it is essential that an organization understands and responds to a prospect’s position […]

Turn around and all you see is the prevalence of credit and debt. People everywhere make their everyday purchases with plastic. Most purchases made in car dealerships are financed. Presently, all large purchases are made with credit cards. If you think the situation only prevails outside of your home, you are wrong. Some luxuries that […]