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At the time you take out life insurance you are able to select the type of premium that best matches your situation. In brief, you can have a “stepped” life insurance premium, or a “level” life insurance premium. The difference is simply that the stepped premium (sometimes also called a “rate for age” premium) will […]

When you start a life insurance plan, there are a range of points to check. For example the type of premium the plan has (for example level versus stepped), the life insurance plan’s features (for example whether it offers “future insurability” or an advance funeral payment), and things like the life insurance company’s financial strength […]