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The manner in which hardwood lumber products are distributed has changed significantly over that last 20 years and the pace of change continues to increase. In the recent past large manufacturers and millwork shops, concentrated mainly in the Southeast and Northeast US, were focused on production of furniture, cabinets, flooring, doors, mouldings and other types […]

According to recent data from FICO, the leading credit scoring company, roughly 43.4 million people have FICO credit scores below 599. What exactly does that say about American’s and their ability to obtain a loan? Simply put, it means that roughly 25.5% of consumers are in the “bad credit” category and considered high risk for […]

As financial experts have been predicting for the last several months, gold futures are heating up on rising inflation costs. Gold became highly attractive to investors in the last 30 days, surging to peak price levels in reaction to news that consumer prices increased at a much higher pace in May than the previous three […]

No one wants to think about the process of divorce. Let’s face it: it’s like a death. Nothing is more stressful than the dissolution of your marriage and or family, especially when kids are involved. However, if you and your spouse have attempted other options and have decided that divorce is the only way for […]

In an era of economic uncertainty, young learners need Art Education programs more than ever. Yet, budget cuts across the K-12 spectrum are putting those programs at risk.  As a result, more and more schools are eliminating the opportunity for children to gather valuable critical thinking, social and emotional tools necessary for later academic and […]