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Good thing Granny Hon and Granny Mon chose the former, which is to reimburse, as long term care costs are expected to soar. That is why they have a joint reimbursement long term care insurance policy which they purchased when they were still in the line of 40s. Granny Hon or Grandma Honey and Granny […]

There are three general types of long term care insurance policies that you can look into so that you can plan your future healthcare effectively. One is called the indemnity policy which allows you to choose your maximum daily benefit then in the event that you qualify for long term care (LTC), you will receive […]

Private insurance companies offer different types of long term care policies to be able to accommodate everybody’s healthcare needs and budget. Indemnity long term care insurance (LTCI) is the choice of most buyers but because of its high cost most people have opted for another type of LTCI policy which is called reimbursement. An indemnity […]

Buying long term care insurance policies entails curiosity, patience and an eagle eye. How many times have you heard and read complaints of long term care insurance (LTCI) owners whose claims have been declined by the insurance company that issued their policies? If you look at the situation close up you will naturally put the […]

Checking out the insurance market, you will find various long term care policies that come in different annual premium rates. Some premiums are smaller than others. Wondering why? Read on and find out. Your choice of long term care insurance (LTCI) policy will either support you financially or push you into the financial pit. For […]