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Anyone who finds themselves in dire financial straits will sometimes ponder which approach is in their best interests, an Individual Voluntary Arrangement or IVA or going with bankruptcy.  While each approach has certain advantages, the fact is that taking the IVA route is often the most prudent move.  Here are some of the reasons why. […]

We offer specialist advice on credit card debt, consolidation loan plans, IVA and bankruptcy to help you regain control of your finances. Our credit card debt advice is specialist and honest, granting you an objective perspective of your situation. Bankruptcy is an incredibly daunting prospect and can alter the course of your life – it […]

With the future economy looking bleak for many as prices rise and job cuts are made, many vulnerable individuals are set to face crippling financial times. Whilst those who are currently employed can make adjustments to daily life to reduce financial difficulties, those who are already unemployed will need to draw up debt management plans […]

For most individuals who find themselves in a difficult financial position, the prospect of mounting debt is extremely concerning.  It is vital for anyone in this situation to seek debt advice as quickly as possible to avoid worsening problems.  Catching spiralling debt at an early stage can be a key step for individuals and will […]

With the recent recession having caused many individuals to lose their jobs, debt advice has never been more needed.  Job losses, especially in the public sector as the government looks to make both employment and budget cuts, may have severe adverse implications on household bank balances.  And with incomes significantly hit when breadwinners fall out […]